Capital that arrives on time.
A private credit and advisory practice serving mid-market businesses and private clients — offering the flexibility of a family office with the balance sheet of a group.

Neptune Finance was founded to serve the group's existing clients through market cycles. We lend our own money, underwrite in-house and can commit to a term sheet in weeks — not quarters.
Services and capabilities.
Structured Lending
Senior, mezzanine and bridge facilities from $10M to $250M, secured against real assets or cash flows.
Private Credit
Direct lending strategies for mid-market corporates seeking flexible, non-dilutive capital.
Private Client Advisory
Discretionary and non-discretionary wealth advisory for families and high-net-worth individuals.
Balance Sheet Restructuring
Advisory and capital for refinancings, recapitalisations and complex situations.
What clients get from working with us.
- Committed capital — indicative terms in 48 hours, closings in 4–6 weeks.
- One decision-maker per transaction, from term sheet through funding.
- Fully licensed and independently audited across every jurisdiction.
- Long-hold mindset — we structure for the outcome, not the fee.
Request a Term Sheet.
A principal from this arm will personally respond within one business day.
